Our Instant Funding option is designed to provide immediate access to our simulated funded accounts, allowing you to start trading with a simulated funded account right away.
Here’s how it works:
Immediate Access: Unlike traditional funding processes, there’s no waiting period or demo phase. You’ll receive capital right from the start, allowing you to focus on trading.
Full Ownership of Profits: As soon as you start, you’ll have full ownership of any profits you make (in line with our profit split), giving you the flexibility to scale and grow based on your performance.
Clear Guidelines: With Instant Funding, there are specific guidelines to follow, but no challenge or evaluation phases are needed. This provides a streamlined way to access funds without delay.
Instant Funding Account Rules (Simulated)
Max Trailing Drawdown: 6% of initial balance (Hard breach)
To learn more how it works, kindly refer to our [Max trailing drawdown article here]
Daily Loss Limit: 3% of initial balance (Hard Breach)
To learn more how it works, kindly refer to our [Daily Loss Limit article here]
Effective for accounts purchased on or after October 14, 2025
Consistency Score : must remain at 15% or below — [15% Consistency Rule here]
Note: The 20% consistency rule applies only to accounts sized $5,000–$100,000 purchased before September 24, 2025 — [20% Consistency Rule here]
You are limited to a total of 10 soft breaches, such as:
No Stop Loss: Trades without an active SL are closed automatically (Add-on available) — [Stop Loss Rule]
Equity Shield: If combined floating drawdown across all open trades exceeds 2.5%, all trades are closed — [Equity Shield Article here]
Max Lot Size: Exceeding the lot size limit closes all trades — [Max Lot size Rule]
Weekend Holding: Not allowed — [Weekend Holding Rule]
We offer a weekend holding add-on that allows you to bypass this restriction.
To learn more about soft breaches, Refer to our [Soft Breaches article here]
Trading Rules
Trading Period : Unlimited — no time limit to complete
Inactive Rule : You must place a trade at least once every 30 days (Hard breach) — [More Information here]
Stop-Loss: Required for each trade unless an add-on is purchased (soft breach) — [More Information here]
Expert Advisors (EAs): EA not allowed on Instant PRIME Funding Account — [More Information here]
Max Lot Size Rule : Max 20% of account size, capped at 20 lots total — [More Information here]
Prohibited Strategies: Ensure you do not violate any prohibited trading strategies — [More Information here]
Payout and Maximum Trailing Drawdown Rules
When you withdraw your profits from your Instant Funding Account, Top One Trader will also withdraw its share of the gains.
After withdrawal, your maximum drawdown will be lock at your Initial balance and remain static regardless of future growth in your account.
To learn more How Payout and Maximum Trailing Drawdown works, kindly click the button below :
Trading Platforms & Specifications
Platforms Available: cTrader, TradeLocker and MetaTrader 5
Special Note for cTrader & MetaTrader 5 Users:
cTrader strictly prohibits U.S. traders. Any trader accessing cTrader from a U.S. IP address will have their account immediately hard breached.
MetaTrader 5 is currently not available for traders in the United States, Canada, U.S. Outlying Territories, or Puerto Rico
Assets Available: Available instruments can be found here. No stocks are available for trading.
Instant Funding
FX: 50:1
Indices & Metals: 10:1
Cryptos: 1:1
Note on Instant Funding (purchased before September 24, 2025):
Leverage: FX 10:1, Indices & Metals 5:1, Cryptos 0.3:1
For any questions or assistance, feel free to contact our support team via live chat or at [email protected]