Prime Accounts are our new Instant Sim Funding option, available during the Labor Day Promo (September 1 – September 14 @ 11:59 PM EST). Unlike evaluation accounts, Prime Accounts give you immediate access to a sim funded account with a 5% Max Drawdown, no Daily Loss Limit, and flexible add-ons.
Promo Note
Prime Accounts are launching as a promotional offer. Whether they remain available for purchase after the promo ends will be determined at a later date
Prime Account Rules
Max Trailing Drawdown: 5% of initial balance (Hard breach)
Daily Loss Limit: None
Daily Pause Rule: 2.5% drawdown in a single day(explained in detail below)
Equity Stability Score (ESS): must remain at 30% or below (explained in detail below)
News Trading Rule: It is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event — [More Information here]
Want to trade the news? Unlock it with the News Trading Add-On at checkout.
Weekend Holding Rule: Holding trade/s over the weekend is restricted on Instant PRIME Account
Want to hold positions? Unlock it with the Weekend Holding Add-On at checkout
Payout Rules
First Payout: 30 days after receiving your Instant PRIME Account
Subsequent Payouts: Every 30 days after your first withdrawal
Profit Split:
1st payout: 80%
2nd payout: 90%
3rd payout & Subsequent Payouts: 100%
With 100% Profit Split Add-on : Unlock 100% profit share from your very first withdrawal! — available at checkout
Important Rules:
The minimum payout is 2% from your initial balance
Example: $50K account = $1,000 minimum payout
Must meet Equity Stability Score (ESS) before becoming eligible for a payout (You can check below how ESS works)
Lock Upon Payout (Instant PRIME Funding Account) rule : When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance.
Trading Rules
Trading Period : Unlimited — no time limit to complete
Inactive Rule : You must place a trade at least once every 30 days (Hard breach) — [More Information here]
Stop-Loss: Required for each trade unless an add-on is purchased (soft breach) — [More Information here]
Expert Advisors (EAs): EA not allowed on Instant PRIME Funding Account — [More Information here]
Max Lot Size Rule : Max 20% of account size, capped at 20 lots total — [More Information here]
Prohibited Strategies: Ensure you do not violate any prohibited trading strategies — [More Information here]
What Is the Equity Stability Score (ESS)?
The Equity Stability Score (ESS) is a number that shows how steady your trading has been.
ESS Quick Guide
Formula: (Largest Winning Day + Largest Losing Day [absolute]) ÷ Total Profit × 100%
Requirement: Must be 30% or lower at payout request.
Tip: Keep wins and losses balanced, avoid one oversized day, and if ESS is too high, grow your total profit to bring it down.
Why do we use ESS?
At Top One Trader, we don’t just look for big profits, we look for smart and sustainable trading. Traders who grow their accounts steadily, with solid risk management, are more likely to succeed in the long run. ESS helps us reward consistency, not chaos.
ESS requirement for Prime Accounts
At the time of payout request, your ESS must be 30% or lower. If your ESS score is not 30% yet, you will continue trading until you get the score to 30% or lower.
How is ESS calculated?
Formula:
(Largest Winning Day + Largest Losing Day [as a positive number]) ÷ Total Profit × 100%
Example
Largest winning day: $400
Largest losing day: -$350
Total profit: $3,750
Step-by-step:
Remove the minus sign from the loss: $350
Add winning day + losing day: $400 + $350 = $750
Divide the total by the 30% requirement.: $750 / 0.30 = $2,500
Your total profit target will be $2500 to qualify for the 30% ESS score.
Result: Your total profit is $3750 and therefore higher than the $2500 profit target, which puts your ESS score at 20%, which qualifies for a payout!
How to maintain a healthy ESS
If your ESS is 30% or lower:
You’re trading with consistency
You’re managing risk
You’re eligible to request a payout (as long as other rules are also met)
If your ESS is above 30%:
Keep trading steadily, avoid setting new “largest” days, and your ESS will improve over time
Daily Pause Rule – What You Should Know
The Daily Pause Rule is designed to protect traders from accidental breaches.
If your account reaches a 2.5% drawdown in a single day, it automatically pauses for the rest of the day.
Your account is not breached. It reopens at 5:00 PM EST for the next trading day.
Benefits of the Daily Pause Rule
Protects traders from accidental breaches
Encourages sustainable risk management
Gives traders a chance to reset mentally without losing the account
Creates a safer and more consistent trading environment
Key Takeaways
2.5% loss = automatic pause
The account is not closed
Trading resumes the next day at 5:00 PM EST
Trading Platforms & Specifications
Platforms Available: MatchTrader, TradeLocker and MetaTrader 5
Special Note for MetaTrader 5 Users:
MetaTrader 5 is currently not available for traders in the United States, Canada, U.S. Outlying Territories, or Puerto Rico
Assets Available: Available instruments can be found here. No stocks are available for trading.
Leverage:
FX: 10:1
Indices & Metals: 5:1
Cryptos: 0.3:1
For any questions or assistance, feel free to contact our support team via live chat or at [email protected]