Here are the key differences between 1 step, 2 step, Instant Funded Accounts and Instant Prime Account
1-Step and 2-Step Account Comparison
Overview | 1 Step Account | 2 Step Account |
Profit Target | Phase 1: 10% | Phase 1: 8% | Phase 2: 5% |
Daily Drawdown | 4% of initial balance | 5% of initial balance |
Daily Drawdown Type | Balance or Equity at 5pm EST (Based on the Highest value) | Balance or Equity at 5pm EST (Based on the Highest value) |
Max Drawdown | 7% of initial balance | 10% of initial balance |
Max Drawdown Type | Trailing (Locks at initial balance after payout / Gain 7%) |
Static max drawdown |
Leverage | up to 1:10 | up to 1:30 |
Minimum Trading days | 3 profitable trading days [0.5% profit of initial balance] | None |
Consistency Rule |
No Consistency rule | Phase 1 and Phase 2: 50% Simulated Funded: 30% |
Profit Split | 80/20 standard, up to 90/10 | 80/20 standard, up to 90/10 |
Payout Frequency | 14 days after receiving your funded account 7 days (with weekly add-on after first payout) | 14 days after receiving your funded account On-demand (With Instant payout add-on & Consistency rule met) |
Weekend Holding | Allowed | Allowed |
Overnight Holding | Allowed | Allowed |
News Trading (Challenge) | Allowed | Allowed |
News Trading (Funded) | Not allowed | Not allowed |
EA's Allowed | Only During Challenge | Only During Challenge |
Note for 1-Step Accounts (Effective on or after August 5, 2025):
Includes a 14-day payout window and an 80% base profit split.
Instant Funding and Instant Prime Account Comparison
Overview | Instant Funding | Instant Prime |
Profit Target | No profit target | No profit target |
Daily Drawdown | 3% of initial balance | No daily drawdown |
Daily Drawdown Type | Balance or Equity at 5pm EST (Based on the Highest value) |
No daily drawdown type |
Daily Pause Rule | No Rule | 2.5% drawdown in a single day |
Max Drawdown | 6% of initial balance | 5% of initial balance |
Max Drawdown Type | Trailing (Locks at starting balance after payout / Gain more than 6%) | Trailing (Locks at starting balance after payout / Gain more than 5%) |
Leverage | up to 1:50 | up to 1:50 |
Minimum Trading days | None | None |
Consistency Rule |
15% (All account size)
| Equity Stability Score (ESS): 20% or below
|
Profit Split | Initial at 60%, increasing by 10% per payout, up to 90% | Initial at 80%, increasing by 10% per payout, up to 100% |
Payout Frequency | 30 days after receiving your Instant FUNDING Account On-demand (With Instant payout add-on & Consistency rule met) | 14 days after receiving your Instant PRIME Account |
Weekend Holding | Allowed [with weekend holding add-on] | Allowed [with weekend holding add-on] |
Overnight Holding | Allowed | Allowed |
News Trading | Not allowed | Allowed [with news trading add-on] |
EA's Allowed | Not allowed | Not allowed |
Note on Instant Funding (purchased before September 24, 2025):
Consistency: The 20% consistency rule still applies to accounts sized $5,000 to $100,000.
Leverage: FX 10:1, Indices & Metals 5:1, Cryptos 0.3:1
**Note on Instant Funding
Daily Loss Limit: 3% of initial balance (Hard Breach)
Effective for accounts purchased on or after October 14, 2025
Note on Instant PRIME (purchased before October 7, 2025):
Consistency: The 30% ESS rule still applies to accounts sized $5,000 to $100,000
Leverage: FX 10:1, Indices & Metals 5:1, Cryptos 0.3:1
Payout: Every 30 day safter receiving your Instant PRIME Account and after your first withdrawal
Available Platforms Based on Your Account Size
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