The Instant Prime Funding Account is designed to give traders faster access to profits with higher profit splits and shorter payout cycles. Below are all the details you need to know about how payouts work with your Instant Prime account.
Payout cycle: first payout 14 days after receiving your account, then every 14 days. Minimum payout is 2% of the initial balance and your ESS must be 20% or lower.
When Can I Request My First Payout?
Payout | Timing |
First Payout | 14 days after receiving your Instant Prime account |
Subsequent Payouts | Every 14 days after your first withdrawal |
Accounts purchased before October 7, 2025 | Every 30 days after receiving your Instant Prime account and after your first withdrawal |
What Is the Profit Split Structure?
Your profit share increases with each successful payout:
Payout | Profit Share |
1st Payout | 80% |
2nd Payout | 90% |
3rd & Subsequent Payouts | 100% |
With the 100% Profit Split add-on | 100% starting from your very first withdrawal |
What Are the Payout Eligibility Requirements?
To become eligible for your first and future payouts, you must meet the following:
Requirement | Details |
Minimum Payout | 2% of your initial balance. Example: $50K account = $1,000 minimum payout |
ESS Score | Must meet the 20% ESS score before becoming eligible for a payout. See How ESS works for Instant Prime Funding Accounts. |
Lock Upon Payout | When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance. See Lock Upon Payout - Instant Prime Funding. |
To Initiate the Withdrawal
Go to your Accounts Dashboard → Click on your Funded Account.
Click the Request Payout button.
A countdown will also be displayed in your Account Metrics to help track your withdrawal eligibility.
24-Hour Payout Processing Guarantee
Top One Trader is committed to processing all payouts within 24 hours once all necessary steps are completed. This guarantee is dependent on the trader promptly completing their Rise registration after receiving their invitation. Provided there are no unforeseen delays, your payout will be sent within 24 hours from the completion of your Rise invitation.
Trader Interview
As part of our security and verification procedures, Top One Trader reserves the right to request a video interview with any trader prior to processing a withdrawal request. The purpose of this interview is to confirm the trader's identity, review account activity, and ensure compliance with Top One Trader's policies and terms.
Failure to complete the video interview when requested may result in a denial of the withdrawal and termination of the Trader's agreement. The interview must be scheduled and conducted within one week of the request.
Maximum Profit Retention
To ensure the long-term stability and financial health of the Company, Traders are permitted to retain a maximum of $25,000 in net profits and total withdrawals within any thirty (30) day period between all trading accounts owned by the Trader. Any profits in excess of $25,000 will be deducted from the Trader's trading balance(s). This policy is implemented to promote the continued viability and balanced growth of the Company, ensuring that resources are allocated in a manner that benefits the collective interests of all Traders and stakeholders.
By following these payout guidelines, you can ensure a smooth payout process while continuing to manage and grow your Instant Prime account. For any questions or assistance, feel free to contact our support team at [email protected].