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Comparative Overview of the difference between 1-Step, 2-Step, and Instant Funding Accounts

Arjie avatar
Written by Arjie
Updated over a week ago

Here are the key differences between 1 step, 2 step and Instant Funded Accounts

Overview

1 Step Account

2 Step Account

Instant funding

Profit Target

Phase 1: 10%

P1: 8% , P2: 5%

No profit target

Daily Drawdown

4%

5%

No daily drawdown

Daily Drawdown Type

Balance or Equity at 5pm EST (Based on the Highest value)

Balance or Equity at 5pm EST (Based on the Highest value)

No daily drawdown type

Max Drawdown

7%

10%

6%

Max Drawdown Type

Trailing (Locks at starting balance after payout / Gain more than 7%)

Static

Trailing (Locks at starting balance after payout / Gain more than 6%)

Leverage

up to 1:10

up to 1:30

up to 1:10

Minimum Trading days

3 (0.5% profits/day)

None

None

Consistency

No Consistency rule

P1 and P2: 50% | Funded: 30%

20% ($5k - $100k accounts) |
​15% (200k account)

Profit Split

75/25 standard, up to 90/10

80/20 standard, up to 90/10

Initial at 60%, increasing by 10% per payout, up to 90%.

Payout Frequency

Every 30 days | 14 days (with bi-weekly add-on after first payout)

Every 14 days |
On-demand (With Instant payout add-on & Consistency rule met)

Every 30-days |
On-demand (With Instant payout add-on & Consistency rule met)

Weekend Holding

Allowed

Allowed

Allowed (with weekend holding add-on)

Overnight Holding

Allowed

Allowed

Allowed

News Trading (Challenge)

Allowed

Allowed

-

News Trading (Funded)

Not allowed

Not allowed

Not allowed

EA's Allowed

Only During Challenge

Only During Challenge

Not allowed

*Promotional Note for 1 Step Accounts:
-14 Day Payout Window starting on new accounts purchased on August 5th 2025 until promotion ends.
- 80% Base Profit Split starting on new accounts purchased on August 5th 2025 until promotion ends.


Available Platforms Based on Your Account Size

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