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How do I get my refund after passing a challenge?

How does the challenge fee refund work? (Updated Refund Policy)

Written by Todd Hodges

This article explains our updated challenge fee refund policy, effective February 5, 2026.

Important: Starting February 5, 2026, new 1-Step, 2-Step and 2-Step PLUS challenge accounts are no longer eligible for a challenge fee refund on the first payout.

Updated refund policy

Previously, the challenge fee was refunded once a trader received their first payout. Under the updated policy, no refund will be issued for new 1-Step, 2-Step and 2-Step PLUS accounts purchased on or after February 5, 2026, even after successfully passing the challenge and receiving a payout.

Account

Challenge fee refund

1-Step, 2-Step and 2-Step PLUS purchased before February 5, 2026

Eligible for a challenge fee refund

1-Step, 2-Step and 2-Step PLUS purchased on or after February 5, 2026

Not eligible, no refund issued

Instant Funding and Instant PRIME

No challenge fee refund

Important notes

  • Only 1-Step, 2-Step and 2-Step PLUS accounts purchased before February 5, 2026 are eligible for a challenge fee refund.

  • Instant Funding and Instant PRIME accounts do not include a challenge fee refund.

  • Apart from the refund conditions mentioned above, we have a strict no refund policy.

  • The minimum payout requirement is 2% of the initial balance.

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