At Top One Trader, our Instant Funding accounts differ from our other challenge types in terms of refunds. Unlike traditional challenge accounts, Instant Funding does not provide a refund of the account fee alongside your first payout.

In our other challenge types, traders who pass the challenge receive a refund of their challenge fee with their first payout. This fee acts as a deposit, which is returned once a trader successfully proves their trading skills and becomes a funded trader.

However, with Instant Funding accounts, the account fee is a one-time, non-refundable payment. The Instant Funding model offers you direct access to a simulated funded account without having to complete a trading challenge, and the fee covers the immediate access to capital for trading.

The Instant Funding model is designed for traders who want to start trading with simulated funded capital immediately, skipping the challenge process. The account fee reflects the value of gaining instant access to the simulated funded capital and the ability to start earning gains from day one. Unlike challenge accounts, there is no waiting period to earn funding, so the fee is non-refundable.

If you’re looking for immediate access to capital without having to pass a challenge, Instant Funding is the ideal choice. While there is no refund of the account fee, the benefits of starting with simulated funded capital right away allow you to begin trading and earning gains instantly. If you have any questions about the Instant Funding accounts or the differences between account types, feel free to reach out to our support team.