PAYDAY Account Rule Overview
The PAYDAY Account is a short term trading account designed around a simple objective: complete the required number of qualifying profitable trades within the 8 hour trading window, without breaching the trailing max loss limit.
Each PAYDAY Account comes with a $100,000 account size, a 1.5% trailing max loss limit, and a selected stake and multiplier chosen by the trader at purchase.
PAYDAY Account Options
Rule | 2x PAYDAY | 5x PAYDAY | 10x PAYDAY |
Account Size | $100,000 | $100,000 | $100,000 |
Stake | $25 to $500 | $25 to $500 | $25 to $500 |
Multiplier | 2x | 5x | 10x |
Profit Target | None | None | None |
Timeframe | 8 hours | 8 hours | 8 hours |
Max Loss Limit (Before June 22, 2026) | 2% trailing (balance based) | 2% trailing (balance based) | 2% trailing (balance based) |
Max Loss | 1.5% trailing (equity based) | 1.5% trailing (equity based) | 1.5% trailing (equity based) |
Starting Max Loss Amount | $1,500 | $1,500 | $1,500 |
Payout Frequency Limit (Effective June 22, 2026) | Maximum of one payout per day per trader | Maximum of one payout per day per trader | Maximum of one payout per day per trader |
Required Profitable Trades | 3 | 4 | 6 |
Minimum Profitable Trade | 1% | 1% | 1% |
Leverage | 20:1 | 20:1 | 20:1 |
Profit Split | 100% | 100% | 100% |
Platforms | MT5 and Matchtrader | MT5 and Matchtrader | MT5 and Matchtrader |
Account Size
Each PAYDAY Account is created with a $100,000 account size.
The account size is the trading balance used for the PAYDAY Account. The selected stake does not change the account size.
Stake
Traders can choose a stake between $25 and $500.
Stakes are available in $25 increments.
The selected stake determines the payout amount the trader can become eligible for after completing the PAYDAY objective.
Multiplier
Traders can choose one of three multiplier options:
Multiplier | Required Profitable Trades (Before June 22, 2026) | Required Profitable Trades | Eligible Payout |
2x | 3 profitable trades | 3 profitable trades | Stake x 2 |
5x | 4 profitable trades | 4 profitable trades | Stake x 5 |
10x | 5 profitable trades | 6 profitable trades | Stake x 10 |
The higher the multiplier, the more qualifying profitable trades are required.
Profit Target
There is no traditional profit target on the PAYDAY Account.
Instead of reaching a fixed account profit target, traders must complete the required number of qualifying profitable trades based on their selected multiplier.
Timeframe
The PAYDAY Account has an 8 hour trading window.
The 8 hour timer starts immediately from the moment the account is purchased.
To maximize the available trading time, we strongly recommend starting your account during available market schedules.
Trailing Max Loss Limit
Each PAYDAY Account has a 1.5% trailing max loss limit.
Since every PAYDAY Account starts with a $100,000 account size, the starting max loss amount is:
$1,500
This means the initial breach level starts at:
$100,000 minus $1,500 = $98,500
The max loss limit is based on the highest account equity reached.
As the account equity increases, the breach level also moves up. The trailing max loss limit continues to trail based on the highest equity and does not lock at the starting balance.
Required Profitable Trades
The number of required profitable trades depends on the selected multiplier.
Multiplier | Required Profitable Trades (Before June 22, 2026) | Required Profitable Trades |
2x | 3 profitable trades | 3 profitable trades |
5x | 4 profitable trades | 4 profitable trades |
10x | 5 profitable trades | 6 profitable trades |
Each qualifying profitable trade must reach at least 1% profit.
Minimum Profitable Trade Requirement
To count toward the PAYDAY objective, each profitable trade must reach at least 1% profit.
Trades that close in profit but do not meet the minimum 1% requirement will not count toward the required profitable trade objective.
Only One Trade at a Time
PAYDAY Accounts only allow one trade at a time.
A trader may not open multiple trades at the same time.
A new trade may only be opened once the previous trade has been fully closed.
What Is Considered a Single Trade?
A single trade refers to one opened position that is later fully closed.
Partial closes do not count as individual trades.
For example, if a trader opens one position and closes it in multiple parts, this still counts as one trade only.
Leverage
PAYDAY Accounts have up to 20:1 leverage.
This applies to all PAYDAY multiplier options.
Forex: 1:20
Indices / Metals: 1:10
Crypto: 1:2
Weekend and Overnight Trading
Weekend and overnight trading is allowed.
Crypto trading is available after FX markets close. As long as the trader is still within the 8 hour trading window, they may continue trading available markets.
This means traders can trade 24/7 during their active PAYDAY Account window, provided the selected market is available on the platform.
News Trading
News trading is allowed on PAYDAY Accounts.
EA and Bot Usage
EAs, bots, automated trading systems, and similar tools are not allowed on PAYDAY Accounts.
All trading activity must be performed manually by the trader.
Minimum Trade Length
There is no minimum trade length on PAYDAY Accounts. You can secure profits in 1 second, 5seconds 10 minutes, whatever you prefer!
Profit Split
Traders keep 100% of the eligible PAYDAY payout after successfully completing the account objective.
The eligible payout is based on the selected stake and multiplier.
Payout Eligibility
A trader becomes eligible to request a payout once all of the following conditions are met:
The required number of qualifying profitable trades has been completed.
Each qualifying trade reached at least 1% profit.
The objective was completed within the 8 hour trading window.
The account did not breach the 1.5% trailing max loss limit.
The account followed all PAYDAY Account rules.
Important: The PAYDAY Account operates on a strict 8-hour trading window starting from the first trade. Both the account objectives and the payout request must be completed before the 8-hour trading window expires.
If the payout request is not submitted before the timer expires, the account will be automatically breached, and any profits will be forfeited and become ineligible for payout.
What Happens After a Successful Payout?
Once a PAYDAY payout is approved, the account is closed.
The PAYDAY Account is not a long term funded account. It is designed as a short term objective based account.
After completion, the trader may purchase a new PAYDAY Account and try again.
Important Notes
The 8 hour timer starts after you take your first trade.
Traders should set up MT5 or MatchTrader before purchasing.
Each PAYDAY Account has a $100,000 account size.
The PAYDAY Account has a 1.5% trailing max loss limit.
The trailing max loss limit is based on the highest account equity reached.
The max loss limit continues to trail upward and does not lock at the starting balance.
Only one trade may be open at a time.
Partial closes do not count as separate trades.
EAs and bots are not allowed.
News trading is allowed.
Weekend and overnight trading are allowed if the market is available.
There is no minimum trade length.
Traders keep 100% of the eligible PAYDAY payout.
Traders must complete the objective and submit their payout request within 8 hours trading window. If not, the account is breached, and profits are forfeited and ineligible for payout.